Interesting view of the worlds geopolitical situation and
       demographics with their impact on the future.


      Herb Meyer
served during the Reagan administration as special
      assistant to the Director of Central Intelligence and Vice Chairman
      of the CIA's National Intelligence Council. In these positions, he
      managed production of the U.S. National Intelligence Estimates and
      other top-secret Projections for the President and his national
      security advisers. Meyer is widely credited with being the first
      senior U.S. Government official to forecast the Soviet Union's
      collapse, for which he later was awarded the U.S. National
      Intelligence Distinguished Service Medal, the intelligence
      community's highest honor.

      FOUR MAJOR TRANSFORMATIONS
      by Herb Meyer

      Currently, there are four major transformations that are shaping
      political, Economic and world events. These transformations have
      profound implications for American business owners, our culture and
      our way of life.


      1. The War in Iraq

      There are three major monotheistic religions in the world:
      Christianity, Judaism and Islam. In the 16th century, Judaism and
      Christianity reconciled with the modern world. The rabbis, priests
      and scholars found a way to settle up and pave the way forward.
      Religion remained at the center of life, church and state became
      separate. All these are defining points of modern Western
      civilization. Rule of law, idea of economic liberty, individual
      rights, human rights

      These concepts started with the Greeks but didn't take off until the
      15th and 16th century when Judaism and Christianity found a way to
      reconcile with the modern world. When that happened, it unleashed the
      scientific revolution and the greatest outpouring of art, literature
      and music the world has ever known.

      Islam, which developed in the 7th century, counts millions of Moslems
      around the world who are normal people. However, there is a radical
      streak within Islam. When the radicals are in charge, Islam attacks
      Western civilization. Islam first attacked Western civilization in
      the 7th century, and later in the 16th and 17th centuries. By 1683,
      the Moslems (Turks from the Ottoman Empire) were literally at the
      gates of Vienna. It was in Vienna that the climatic battle between
      Islam and Western Civilization took place. The West won and went
      forward. Islam lost and went backward. Since them, Islam has not
      found a way to reconcile with the modern world.

      Today, terrorism is the third attack on Western civilization by
      radical Islam. To deal with terrorism, the U.S. is doing two things.
      First, units of our armed forces are in 30 countries around the world
      hunting down terrorist groups and dealing with them. This gets very
      little publicity. Second we are taking military action in Afghanistan
      and Iraq. People can argue about whether the war in Iraq is right or
      wrong. However, the underlying strategy behind the war is to use our
      military to remove the radicals from power and give the moderates a
      chance. Our hope is that, over time, the moderates will find a way to
      bring Islam forward into the 21st century.

      The lesson of 9/11 is that we live in a world where a small number of
      people can kill a large number of people very quickly. They can use
      airplanes, bombs, anthrax, chemical weapons or dirty bombs. Even with
      a first-rate intelligence service (which the U.S. does not have), you
      can't stop every attack. That means our tolerance "for political
      horseplay" has dropped to zero. No longer can we play games with
      terrorists.

      Most of the instability is coming from the Middle East. That's why we
      have thought that if we could knock out the radicals and give the
      moderates a chance to hold power, they might find a way to reconcile
      Islam with the modern world. So when looking at Afghanistan or Iraq,
      it's important to look for any signs that they are modernizing. For
      example, women are being brought into the workforce. The Iraqis
      stumbling toward a constitution is good. People can argue about what
      the U.S. is doing and how we're doing it, but anything that suggests
      Islam is finding its way forward is good.

      2. The Emergence of China

      In the last 20 years, China has moved 250 million people from the
      farms and villages into the cities. Their plan is to move another 300
      million in the next 20 years. When you put that many people into the
      cities, you have to find work for them. That's why China is addicted
      to manufacturing; they have to put all the relocated people to work.
      When we decide to manufacture something in the U.S., it's based on
      market needs and the opportunity to make a profit. In China, they
      make the decision because they want the jobs, which is a very
      different calculation.

      While China is addicted to manufacturing, Americans are addicted to
      low prices. As a result, a unique kind of economic codependency has
      developed between the two countries. If we ever stop buying from
      China, they will explode politically. If China stops selling to us;
      our economy will take a huge hit because prices will jump. We are
      subsidizing their economic development; they are subsidizing our
      economic growth.

      Because of their huge growth in manufacturing, China is hungry for
      raw materials, which drives prices up worldwide. China is also
      thirsty for oil, which is one reason that oil is now at $60 a barrel.
      By 2020, China will produce more cars than the U.S. China is also
      buying its way into the oil infrastructure around the world. They are
      doing it in the open market and paying fair market prices, but
      millions of barrels of oil that would have gone to the U.S. are now
      going to China. China's quest to assure it has the oil it needs to
      fuel its economy is a major factor in world politics and economics.

      We have our Navy fleets protecting the sea lines, specifically the
      ability to get the tankers through. It won't be long before the
      Chinese have an aircraft carrier sitting in the Persian Gulf as well.
      The question is, will their aircraft carrier be pointing in the same
      direction as ours or against us?

      3. Shifting Demographics of Western Civilization

      Most countries in the Western world have stopped breeding. For a
      civilization obsessed with sex, this is remarkable. Maintaining a
      steady population requires a birth rate of 2.1. In Western Europe,
      the birth rate currently stands at 1.5, or 30 percent below
      replacement. In 30 years there will be 70 to 80 million fewer
      Europeans than there are today The current birth rate in Germany is
      1.3. Italy and Spain are even lower at 1.2. At that rate, the working
      age population declines by 30 percent in 20 years, which has a huge
      impact on the economy. When you don't have young workers to replace
      the older ones, you have to import them. The European countries are
      currently importing Moslems. Today, the Moslems comprise 10 percent
      of France and Germany, and the percentage is rising rapidly because
      they have higher birthrates. However, the Moslem populations are not
      being integrated into the cultures of their host countries, which is
      a political catastrophe.

      One reason Germany and France don't support the Iraq war is they fear
      their Moslem populations will explode on them. By 2020, more than
      half of all births in the Netherlands will be non-European. The huge
      design flaw in the post-modern secular state is that you need a
      traditional religious society birth rate to sustain it. The Europeans
      simply don't wish to have children.

      In Japan, the birthrate is 1.3. As a result, Japan will lose up to 60
      million people over the next 30 years. Because Japan has a very
      different society than Europe, they refuse to import workers.
      Instead, they are just shutting down. Japan has already closed 2000
      schools, and is closing them down at the rate of 300 per year. Japan
      is also aging very rapidly. By 2020, one out of every five Japanese
      will be at least 70 years old. Nobody has any idea about how to run
      an economy with those demographics.

      Europe and Japan, which comprise two of the world's major economic
      engines, aren't merely in recession, they're shutting down. This will
      have a huge impact on the world economy, and it is already beginning
      to happen. Why are the birthrates so low? There is a direct
      correlation between abandonment of traditional religious society and
      a drop in birth rate, and Christianity in Europe is becoming
      irrelevant.

      The second reason is economic. When the birth rate drops below
      replacement, the population ages. With fewer working people to
      support more retired people, it puts a crushing tax burden on the
      smaller group of working age people. As a result, young people delay
      marriage and having a family. Once this trend starts, the downward
      spiral only gets worse. These countries have abandoned all the
      traditions they formerly held in regards to having families and
      raising children.

      The U.S. birth rate is 2.0, just below replacement. We have an
      increase in population because of immigration. When broken down by
      ethnicity, the Anglo birth rate is 1.6 (same as France) while the
      Hispanic birth rate is 2.7. In the U.S., the baby boomers are
      starting to retire in massive numbers. This will push the "elder
      dependency" ratio from 19 to 38 over the next 10 to 15 years. This is
      not as bad as Europe, but still represents the same kind of trend.

      Western civilization seems to have forgotten what every primitive
      society understands you need kids to have a healthy society. Children
      are huge consumers. Then they grow up to become taxpayers. That's how
      a society works, but the post-modern secular state seems to have
      forgotten that. If U.S. birth rates of the past 20 to 30 years had
      been the same as post-World War II, there would be no Social Security
      or Medicare problems.

      The world's most effective birth control device is money. As society
      creates a middle class and women move into the workforce, birth rates
      drop. Having large families is incompatible with middle class living.
      The quickest way to drop the birth rate is through rapid economic
      development.  After World War II, the U.S. instituted a $600 tax
      credit per child. The idea was to enable mom and dad to have four
      children without being troubled by taxes. This led to a baby boom of
      22 million kids, which was a huge consumer market that turned into a
      huge tax base. However, to match that incentive in today's dollars
      would cost $12,000 per child.

      China and India do not have declining populations. However, in both
      countries, there is a preference for boys over girls, and we now have
      the technology to know which is which before they are born. In China
      and India, many families are aborting the girls. As a result, in each
      of these countries there are 70 million boys growing up who will
      never find wives. When left alone, nature produces 103 boys for every
      100 girls. In some provinces, however, the ratio is 128 boys to every
      100 girls.

      The birth rate in Russia is so low that by 2050 their population will
      be smaller than that of Yemen Russia has one-sixth of the earth's
      land surface and much of its oil. You can't control that much area
      with such a small population. Immediately to the south, you have
      China with 70 million unmarried men, a real potential nightmare
      scenario for Russia.

      4. Restructuring of American Business


      The fourth major transformation involves a fundamental restructuring
      of American business. Today's business environment is very complex
      and competitive. To succeed, you have to be the best, which means
      having the highest quality and lowest cost. Whatever your price
      point, you must have the best quality and lowest price. To be the
      best, you have to concentrate on one thing. You can't be all things
      to all people and be the best.

      A generation ago, IBM used to make every part of their computer. Now
      Intel makes the chips, Microsoft makes the software, and someone else
      makes the modems, hard drives, monitors, etc. IBM even out sources
      their call center. Because IBM has all these companies supplying
      goods and services cheaper and better than they could do it
      themselves, they can make a better computer at a lower cost. This is
      called a "fracturing" of business. When one company can make a better
      product by relying on others to perform functions the business used
      to do itself, it creates a complex pyramid of companies that serve
      and support each other.

      This fracturing of American business is now in its second generation.
      The companies who supply IBM are now doing the same thing -
      outsourcing many of their core services and production process. As a
      result, they can make cheaper, better products. Over time, this
      pyramid continues to get bigger and bigger. Just when you think it
      can't fracture again, it does. Even very small businesses can have a
      large pyramid of corporate entities that perform many of its
      important functions. One aspect of this trend is that companies end
      up with fewer employees and more independent contractors.

      This trend has also created two new words in business - integrator
      and complementor. At the top of the pyramid, IBM is the integrator.
      As you go down the pyramid, Microsoft, Intel and the other companies
      that support IBM are the complementors. However, each of the
      complementors is itself an integrator for the complementors
      underneath it. This has several implications, the first of which is
      that we are now getting false readings on the economy. People who
      used to be employees are now independent contractors launching their
      own businesses. There are many people working whose work is not
      listed as a job. As a result, the economy is perking along better
      than the numbers are telling us.

      Outsourcing also confused the numbers. Suppose a company like General
      Motors decides to outsource all its employee cafeteria functions to
      Marriott (which it did). It lays off hundreds of cafeteria workers,
      who then get hired right back by Marriott. The only thing that has
      changed is that these people work for Marriott rather than GM. Yet,
      the headlines will scream that America has lost more manufacturing
      jobs. All that really happened is that these workers are now
      reclassified as service workers. So the old way of counting jobs
      contributes to false economic readings.  As yet, we haven't figured out
      how to make the numbers catch up with the changing realities of the
      business world.

      Another implication of this massive restructuring is that because
      companies are getting rid of units and people that used to work for
      them, the entity is smaller. As the companies get smaller and more
      efficient, revenues are going down but profits are going up. As a
      result, the old notion that "revenues are up and we're doing great"
      isn't always the case anymore. Companies are getting smaller but are
      becoming more efficient and profitable in the process.

      IMPLICATIONS OF THE FOUR TRANSFORMATIONS

      1. The War in Iraq

      In some ways, the war is going very well. Afghanistan and Iraq have
      the beginnings of a modern government, which is a huge step forward.
      The Saudis are starting to talk about some good things, while Egypt
      and Lebanon are beginning to move in a good direction.

      A series of revolutions have taken place in countries like Ukraine
      and Georgia. There will be more of these revolutions for an
      interesting reason. In every revolution, there comes a point where
      the dictator turns to the general and says, "Fire into the crowd." If
      the general fires into the crowd, it stops the revolution If the
      general says "No," the revolution is over. Increasingly, the generals
      are saying "No" because their kids are in the crowd.

      Thanks to TV and the Internet, the average 18-year old outside the
      U.S. is very savvy about what is going on in the world, especially in
      terms of popular culture. There is a huge global consciousness, and
      young people around the world want to be a part of it. It is
      increasingly apparent to them that the miserable government where
      they live is the only thing standing in their way. More and more, it
      is the well-educated kids, the children of the generals and the
      elite, who are leading the revolutions.

      At the same time, not all is well with the war. The level of violence
      in Iraq is much worse and doesn't appear to be improving. It's
      possible that we're asking too much of Islam all at one time. We're
      trying to jolt them from the 7th century to the 21st century all at
      once, which may be further than they can go. They might make it and
      they might not. Nobody knows for sure. The point is, we don't know
      how the war will turn out. Anyone who says they know is just
      guessing.

      The real place to watch is Iran. If they actually obtain nuclear
      weapons it will be a terrible situation. There are two ways to deal
      with it. The first is a military strike, which will be very
      difficult. The Iranians have dispersed their nuclear development
      facilities and put them underground. The US. has nuclear weapons that
      can go under the earth and take out those facilities, but we don't
      want to do that. The other way is to separate the radical mullahs
      from the government, which is the most likely course of action.

      Seventy percent of the Iranian population is under 30. They are
      Moslem but not Arab. They are mostly pro-Western. Many experts think
      the U.S. should have dealt with Iran before going to war with Iraq.
      The problem isn't so much the weapons; it's the people who control
      them. If Iran has a moderate government, the weapons become less of a
      concern.

      We don't know if we will win the war in Iraq. We could lose or win.
      What we're looking for is any indicator that Islam is moving into the
      21st century and stabilizing

      2. China

      It may be that pushing 500 million people from farms and villages
      into cities is too much too soon. Although it gets almost no
      publicity, China is experiencing hundreds of demonstrations around
      the country, which is unprecedented. These are not students in
      Tiananmen Square. These are average citizens who are angry with the
      government for building chemical plants and polluting the water they
      drink and the air they breathe.

      The Chinese are a smart and industrious people. They may be able to
      pull it off and become a very successful economic and military
      superpower. If so, we will have to learn to live with it. If they
      want to share the responsibility of keeping the world's oil lanes
      open, that's a good thing.

      They currently have eight new nuclear electric power generators under
      way and 45 on the books to build. Soon, they will leave the U.S. way
      behind in their ability to generate nuclear power.


      What can go wrong with China? For one, you can't move 550 million
      people into the cities without major problems. Two, China really
      wants Taiwan - not so much for economic reasons, they just want it.
      The Chinese know that their system of communism can't survive much
      longer in the 21st century. The last thing they want to do before
      they morph into some sort of more capitalistic government is to take
      over Taiwan.

      We may wake up one morning and find they have launched an attack on
      Taiwan. If so, it will be a mess, both economically and militarily.
      The U.S. has committed to the military defense of Taiwan. If China
      attacks Taiwan; will we really go to war against them? If the Chinese
      generals believe the answer is no, they may attack. If we don't
      defend Taiwan, every treaty the US. has will be worthless. Hopefully,
      China won't do anything stupid.

      3. Demographics

      Europe and Japan are dying because their populations are aging and
      shrinking. These trends can be reversed if the young people start
      breeding. However, the birth rates in these areas are so low it will take
      two generations to turn things around No economic model exists that
      permits 50 years to turn things around. Some countries are beginning
      to offer incentives for people to have bigger families. For example,
      Italy is offering tax breaks for having children. However, it's a lifestyle
      issue versus a tiny amount of money. Europeans aren't willing to give
      up their comfortable lifestyles in order to have more children.

      In general, everyone in Europe just wants it to last a while longer.
      Europeans have a real talent for living. They don't want to work very
      hard. The average European worker gets 400 more hours of vacation
      time per year than Americans. They don't want to work and they don't
      want to make any of the changes needed to revive  their economies.

      The summer after 9/11, France lost 15,000 people in a heat wave. In
      August, the country basically shuts down when everyone goes on
      vacation. That year, a severe heat wave struck and 15,000 elderly
      people living in nursing homes and hospitals died. Their children
      didn't even leave the beaches to come back and take care of the
      bodies. Institutions had to scramble to find enough refrigeration
      units to hold the bodies until people came to claim them.

      This loss of life was five times bigger than 9/11 in America, yet it
      didn't trigger any change in French society. When birth rates are so
      low, it creates a tremendous tax burden on the young. Under those
      circumstances, keeping mom and dad alive is not an attractive option.
      That's why euthanasia is becoming so popular in most European
      countries. The only country that doesn't permit (and even encourage)
      euthanasia is Germany, because of all the baggage from World War II.

      The European economy is beginning to fracture. The Euro is down.
      Countries like Italy are starting to talk about pulling out of the
      European Union because it is killing them. When things get bad
      economically in Europe, they tend to get very nasty politically. The
      canary in the mine is anti-Semitism. When it goes up, it means
      trouble is coming. Current levels of anti-Semitism are higher than
      ever. Germany won't launch another war, but Europe will likely get
      shabbier, more dangerous and less pleasant to live in.

      Japan has a birth rate of 1.3 and has no intention of bringing in
      immigrants. By 2020, one out of every five Japanese will be 70 years
      old. Property values in Japan have dropped every year for the past 14
      years. The country is simply shutting down.

      In the U.S. we also have an aging population. Boomers are starting to
      retire at a massive rate. These retirements will have several major
      impacts: Possible massive sell-off of large four-bedroom houses and a
      movement to condos and an enormous drain on the treasury. Boomers
      vote, and they want their benefits, even if it means putting a
      crushing tax burden on their kids to get them. Social Security will
      be a huge problem.

      As this generation ages, it will start to drain the system. We are
      the only country in the world where there are no age limits on
      medical procedures. An enormous drain on the health care system. This
      will also increase the tax burden on the young, which will cause them
      to delay marriage and having families, which will drive down the
      birth rate even further.

      Although scary, these demographics also present enormous
      opportunities for products and services tailored to aging
      populations. There will be tremendous demand for caring for older
      people, especially those who don't need nursing homes but need some
      level of care. Some people will have a business where they take care
      of three or four people in their homes. The demand for that type of
      service and for products to physically care for aging people will be
      huge.

      Make sure the demographics of your business are attuned to where the
      action is. For example, you don't want to be a baby food company in
      Europe or Japan Demographics are much underrated as an indicator of
      where the opportunities are. Businesses need customers. Go where the
      customers are.

      4. Restructuring of American Business

      The restructuring of American business means we are coming to the end
      of the age of the employer and employee. With all this fracturing of
      businesses into different and smaller units, employers can't
      guarantee jobs anymore because they don't know what their companies
      will look like next year. Everyone is on their way to becoming an
      independent contractor. The new workforce contract will be, "Show up
      at the my office five days a week and do what I want you to do, but
      you handle your own insurance, benefits, health care and everything
      else."

      Husbands and wives are becoming economic units. They take different
      jobs and work different shifts depending on where they are in their
      careers and families. They make tradeoffs to put together a
      compensation package to take care of the family. This used to happen
      only with highly educated professionals with high incomes. Now it is
      happening at the level of the factory floor worker. Couples at all
      levels are designing their compensation packages based on their
      individual needs. The only way this can work is if everything is
      portable and flexible, which requires a huge shift in the American
      economy.

      The U.S. is in the process of building the world's first 21st century
      model economy. The only other countries doing this are U.K. and
      Australia. The model is fast, flexible, highly productive and
      unstable in that it is always fracturing and re-fracturing. This will
      increase the economic gap between the U.S. and everybody else, especially
      Europe and Japan .

      At the same time, the military gap is increasing. Other than China,
      we are the only country that is continuing to put money into their
      military. Plus, we are the only military getting on-the-ground
      military experience through our war in Iraq. We know which high-tech
      weapons are working and which ones aren't. There is almost no one who
      can take us on economically or militarily. There has never been a
      superpower in this position before.

      On the one hand, this makes the U.S. a magnet for bright and
      ambitious people. It also makes us a target. We are becoming one of
      the last holdouts of the traditional Judeo-Christian culture. There
      is no better place in the world to be in business and raise children.
      The U.S. is by far the best place to have an idea, form a business
      and put it into the
      marketplace. We take it for granted, but it isn't as available in
      other countries of the world.

      Ultimately, it's an issue of culture. The only people who can hurt us
      are ourselves, by losing our culture. If we give up our
      Judeo-Christian culture, we become just like the Europeans. The
      culture war is the whole ball game. If we lose it, there isn't
      another America to pull us out.

      "America will never be destroyed from the outside. If we falter, or
      loose our freedom, it will be because we destroyed ourselves." -
      Abraham Lincoln.